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About Our Firm
Peaceful Debt is a South African company specializing in Debt Review, Debt Counselling, and Debt Consolidation. With over 10 years of experience, we help consumers regain control of their finances by simplifying debt by restructuring it into a single, affordable monthly payment. We are fully registered with the National Credit Regulator and comply with the National Credit Act and POPIA, providing stress-free and effective debt relief.
Services
Committed to Your Financial Wellness
At Peaceful Debt, we are dedicated to providing comprehensive debt review, Debt counselling, and consolidation your debt in to one affordable payment to help you overcome financial challenges and achieve peace of mind.
The 5 Steps to Financial Peace
1.Complete Free Assessment
Request a call back to receive a free, no-obligation quote.
2. Debt Review Application
If you accept our quote, we can begin the process within 24 hours and notify all credit providers by issuing a Form 17.1 (Application for Debt Review).
3. Revised
payment plan
If you are found to be over-indebted (when expenses surpass your income), we will start negotiations with your listed credit providers and agree upon a restructured payment plan.
4. Court Order
Granted
The court is informed (credit providers may object if no agreement is reached). The process is finalized with a granting of the Debt Review Court Order, which secures the agreements with the credit providers.
5. Certified Clearance Certificate
Once all debts are fully settled and we receive the paid-up letters, a Clearance Certificate will be issued, clearing your credit profile and providing you with a fresh start.